Information We Collect

We collect different types of information depending on how you interact with our financial analysis services. Understanding what we collect helps you make informed decisions about sharing your data with us.

Personal Information

When you register for our learning programs or request financial analysis services, we collect:

• Your full name and business name (if applicable)
• Email address and phone number for communication
• Postal address at Unit 34/7 Carrington Rd, Castle Hill NSW 2154 or your preferred contact address
• Business registration details when relevant to service delivery
• Professional background and industry experience information

Financial and Business Data

For clients using our financial analysis services, we collect business performance data, financial records you choose to share, and information about your decision-making processes. This data is essential for providing accurate analysis and actionable insights.

Technical Information

Our website automatically collects device information, browser type, IP addresses, and usage patterns. We use this technical data to improve website performance and understand how visitors navigate our platform.

How We Use Your Information

We use collected information for specific, legitimate purposes related to delivering our financial analysis services and educational programs.

Purpose	Data Used
Service delivery and financial analysis	Personal details, business data, financial records
Communication about programs and services	Contact information, service preferences
Website improvement and analytics	Technical data, usage patterns
Legal compliance and record keeping	All relevant business transaction data
Educational program administration	Registration details, learning progress

We don't use your information for unrelated marketing purposes without your explicit consent. You can contact us at info@lathorivexo.com to update your communication preferences at any time.

Data Storage and Security

Your information is stored on secure servers located in Australia. We implement industry-standard security measures including encrypted data transmission, secure access controls, and regular security audits.

Data Retention Periods

We keep your personal information for as long as necessary to deliver services and meet legal obligations. Typically, this means:

• Active client data: retained during your engagement with our services
• Financial analysis records: maintained for seven years as required by Australian tax law
• Marketing communication data: kept until you unsubscribe or request deletion
• Technical logs and analytics: retained for 24 months for security purposes

After these periods, we securely delete or anonymize your information unless there's a legitimate reason for extended retention.

Sharing Your Information

We don't sell your personal information to third parties. However, we may share data with trusted service providers who help us deliver our services.

Service Providers and Partners

We work with carefully selected partners for:

• Cloud hosting services for secure data storage
• Email communication platforms for program updates
• Payment processing services for secure transactions
• Analytics tools to understand website usage patterns

All service providers are bound by strict confidentiality agreements and must comply with Australian privacy standards. They can only use your data for specified purposes related to our service delivery.

Legal Requirements

We may disclose your information when required by Australian law, court orders, or regulatory authorities. This includes compliance with tax obligations, fraud prevention, and responding to legitimate legal requests.

Your Privacy Rights

Under Australian privacy law, you have significant rights regarding your personal information. We're committed to honoring these rights and making the process straightforward.

Making a Privacy Request

To exercise your privacy rights, contact our privacy officer at info@lathorivexo.com or call +61401179674. Include your full name, contact details, and specific request. We'll verify your identity and respond within 30 days.

If you're not satisfied with how we handle your request, you can lodge a complaint with the Office of the Australian Information Commissioner at www.oaic.gov.au.

Cookies and Tracking

Our website uses cookies to improve your browsing experience and understand how visitors use our platform. Cookies are small text files stored on your device when you visit our site.

Types of Cookies We Use

Essential cookies keep our website functioning properly. These are necessary for basic operations like secure login and remembering your preferences during a session.

Analytics cookies help us understand visitor behavior, popular content, and areas where users might experience difficulties. We use this information to make improvements to our educational content and service offerings.

You can control cookies through your browser settings. Disabling certain cookies might affect website functionality, but you'll still be able to access most content and request information about our services.

International Data Transfers

We primarily store and process data within Australia. However, some service providers we work with may have servers located overseas. When this happens, we ensure appropriate safeguards are in place to protect your information.

Any international transfers comply with Australian Privacy Principle 8, which requires us to take reasonable steps to ensure overseas recipients handle your data in accordance with Australian privacy standards. We only work with providers in countries with substantially similar privacy protections or who have contractual obligations to protect your data.

Changes to This Policy

We review and update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you via email if you're an active client or display a notice on our website.

The current version is always available at lathorivexo.com/privacy-terms.html. We encourage you to review this policy when you visit our site, especially before sharing new information with us.

Continued use of our services after policy updates indicates your acceptance of the revised terms. If you disagree with changes, please contact us to discuss your concerns or discontinue using our services.